The Spire Journal
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The 5 C’s of Credit and how they affect your Mortgage Application
As you start looking to obtain a mortgage, it will be really helpful for you to have a good understanding of what brokers and bankers look for in your mortgage application. As we’re getting started as brokers, we learn about “the 5 C’s of Credit,” to help us understand our clients’ borrowing power.
Value of a Mortgage Broker During Uncertain Times
With the widespread impact of the COVID-19 pandemic on Canadians, now more than ever, borrowers need to understand their options.
It's April 1st! Rent and Mortgage Deferrals during COVID 19
In this quick video Lindsay and Renee talk about their April 1st Rent payments and mortgage deferrals during the COVID 19 crisis.
How watching Cinderella Man changed my life FOREVER.
From day 1, everyone knew that our goal was to purchase 3 homes, and they were all on board with helping us get to where we wanted to be. Why 3? We figured that if we bought 3 homes around $300,000, that eventually we would have close to $1M in assets…
Flipping a property in Calgary with 10k down - What?!
Flips are for those that see the value and vison of what a property COULD be. They want to change and renovate the property to be better used. Either as a investment property or as a home for new owners…
Spending With Your True North in Mind
Are you spending money on the things that are truly aligned with your values? Are you spending your money to get MORE time doing the things you love? Are you spending your money to allow you MORE opportunities to squeeze the people you care most about? But…the question that really hits a nerve – am I?