Wondering how a HELOC works in Alberta? Here's when it makes sense, how to qualify, and how much equity you can access without refinancing.

The inbox where problems go to become solutions—and how we’re making real change, one decision at a time.

Mortgage brokers: if you want 2026 to feel different, close your execution gap. Here’s how to shift from ideas to action and actually fix your business.

Incorporating your business? Here's how it impacts your mortgage, what lenders look for, and how to plan for smooth approvals in Canada.

If you're self‑employed in Alberta and don’t yet have two years of tax history, we’ll walk you through how to qualify for your mortgage now.

If you're self-employed in Alberta and wondering how to get a mortgage, here's what lenders are really looking for — and how to prepare.

Learn when to use ChatGPT for mortgage advice in Alberta—and when to bring in a licensed broker to protect your financial future.

Learn the 3 advantages of rental property ownership in Alberta and how to structure your mortgage for the biggest benefit.

Interim Purchase mortgage now 6.70% up to 70% LTV—Spire breaks down when this offer works, what to watch for, and how to use it smartly.

Alberta-based tips to build a rental portfolio the smart way — real examples, financing tactics, and mistakes to avoid.

ChatGPT is a great research tool—but Alberta mortgages need real strategy. Here's how to use AI wisely and when to talk to a broker.

Turn your mortgage into a wealth-building tool in Alberta with real strategies, not fluff.

Discover how a draw mortgage schedule can keep your Alberta home build on track. Real-world tips, case studies, and lender insights.

Can you qualify for a mortgage while on probation in Canada? Here’s what Alberta lenders look for and how to navigate the process.

Discover how equity helps Alberta homeowners grow wealth, with real examples, refinance strategies, and smart planning tips.

Alberta’s step-by-step guide to build your down payment—with borrowing, side hustle, and credit strategies.

Co‑signing a mortgage for your child or sibling in Alberta? Here’s what it really means for you—and how to plan responsibly.

Refinancing or Switching with Spire Mortgage Team

Can you change your mortgage after you’ve taken possession? In Alberta, here’s what you need to know — and what it might cost.

Wondering if homeownership is still possible after bankruptcy or a consumer proposal in Alberta? Here’s what to expect—and how we guide clients back to yes.