The market is awaiting a drop in the key interest rate from the bank of Canada and anticipating that this could happen as early as the June or July announcement—so what’s the deal with fixed rates continuing to rise?

In the 2024 federal budget release, the government of Canada announced a change to Capital Gains tax

Whether you’re a landed immigrant with a work visa, a permanent resident or Canadian citizen, there are options to obtain a mortgage.

Spire Mortgage Team’s Monthly Update Newsletter. Give it a read for all the details on mortgages and real estate trends in your local area in Alberta.

A HUGE housing announcement came from the Government of Canada yesterday. 30-year amortization will be allowed for first-time buyers' mortgages on new home builds & $60k from RRSPs!

Rates aren’t the ONLY thing to consider when shopping for a mortgage. Here’s what else we think is important for homebuyers to look at when evaluating their options.

The Purchase Plus Improvements Mortgage option gives home buyers the flexibility to upgrade or improve their newly purchased property.

The Alberta government is proposing some BIG changes that could impact home buyers’ closing costs.

Refinancing may be a good option to explore with your Mortgage Professional, but its important to understand the Pros and Cons to determine if it’s the best option for your situation.

Scroll to learn all of the most common mortgage definitions.

There’s a 2024 change landlords need to know about—security deposits will now need to be returned with interest of 1.6%.

If you’re a First Time Home Buyer eager to get into the house of your dreams but don’t have the downpayment to make it happen—we have a great strategy for you!

Hybrid mortgages combine fixed and variable rates to offer borrowers a strategic solution for their home financing.

Earlier this year, the Canadian federal government introduced the First Home Savings Account (FHSA), aimed at assisting first-time homebuyers with savings.

Should you choose a variable or fixed rate mortgage? This is the question everyone is asking right now! And with the rapid changes happening in the market, it’s a great question to be asking.

There are several companies that help renters use their payments to build their credit. Each of them take a slightly different approach.

Stay in touch with today's BEST rates! Take the stress off your list and save money in the process with our new mortgage renewal reminder tool.

Should I use a mortgage broker? Learn more about why you should use a mortgage broker, including the pros and cons.

Should I lock in a fixed-rate mortgage? Locking in a fixed-rate mortgage isn’t the right choice for everyone, and varies depending on market trends and finances.

Is it possible to get a mortgage to build a house? Learn more about the requirements for construction mortgages and how to finance a home build.