Realtor Mortgage Referrals in Calgary

Securing financing has become the most challenging part of the home buying process. 

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Our primary focus at Spire Mortgage Team is to make sure that your clients are properly pre-approved and that you’re able to negotiate with confidence. 

Well versed in AAA, Alt A, Alt B, private and commercial lending, we are able to provide to provide firm mortgage approvals to every client profile. 

Our experience has allowed us to coach clients and transform their credit from sub prime to AAA in as little as 6 months.  Introducing us at the beginning of the client relationship allows us to start this process early so that they are prepared to purchase sooner.

During our first, 10-minute conversation, we will be able to connect with your client and advise on the required steps for your client to be “mortgage ready.”  This can save you hours of driving around and showing properties prior to the client being ready to purchase.

Involving our team in a sale transaction can be just as important. No one wants to sell someones home to find out that the clients were not pre approved to purchase their next home! We’ll help navigate exactly what equity will be remaining after the sale and what purchase price is realistic for the buy! Lean on us to have these sensitive conversations!

Spire is currently offering Guaranteed Mortgage Pre-Approvals, offering a $500 cash back to your clients (to cover the home inspection) should we “get it wrong.”  Click the link to download our Guaranteed Pre-Approval brochure. 

The Spire Mortgage Team has extensive experience working with and vetting online leads.  Our Scripting and processes have resulted in lead to close ratios well above the industry average.  If this is your niche business – give us a call – we’d love to collaborate!

Realtor Resources

Guaranteed Pre-Approval Program

At MMG Mortgages, we pride ourselves on being about to find a mortgage solution for every situation. Our pre approval process has always been more intensive than a quick trip to the bank. We review our client's credit and check their beacon scores, review actual income documents and complete an extensive interview with our clients before sending them out house shopping. We want our clients and their agents to feel confident in the process and we certianly dont like surprises!

Our guaranteed pre approval allows our clients to go into multiple offer situations and negotiate with confidence and ease.

We are so confident in the process, we will pay $500 to anyone that has been vetted by our guaranteed pre approval process if financing cannot be secured as promised.

* Deals that fall apart due to appraisal or property inspection are not eligible for the guaranteed pre-approval rebate.

Each GUARANTEED PRE-APPROVAL will be issued in two parts:

  • Real Estate Agent letter: Outlines the general details of their maximum purchase price and cou ld even specify the specific property. This letter can be presented with the conditional offer.
  • Client Letter: This is a more detailed letter outlining the terms under which the guaranteed pre approval has been granted.

This is MMG committing to the approval provided the applicants details do not change.