New Build Mortgages

Illustration of a person with a backpack standing next to a large map outdoors, pointing at a location. There is a tree in the background and clouds in the sky.
Illustration of a pink house with bushes in front, surrounded by stars and confetti against a black background.

3 Year Mortgage Road Map

I’m buying a home that will be built in 2 to 3 years.

A pink house with a chimney, surrounded by bushes, under a night sky filled with stars and small confetti-like shapes.

120 Day Mortgage Road Map

I’m buying a home that will be built in less than 4 months.

Whether you’re buying a new home that won’t be ready for 3 years or you’re fast-tracking the process, securing a mortgage for a New Build can be a daunting process…

We’ve created these helpful New Build Mortgage Road Maps to help you simplify the mortgage process and ensure the important details are covered!

Illustration of a pink house with a yellow door and windows, surrounded by bushes, under a night sky with stars and confetti.

12 Month Mortgage Road Map

I’m buying a home that will be built in 12 months.

A pink house with a peaked roof, surrounded by bushes, under a night sky with stars and confetti.

Construction Draw Mortgages

I'm buying a new home and I need to pay the builder in installments during the build.

Illustration of a pink house with bushes in front, set against a night sky with stars, zigzag and dot patterns.

4 to 6 Month Mortgage Road Map

I’m buying a home that will be built in 4 to 6 months.

Spire Mortgage Team has access to rates holds up to 24 months.  Rate holds are available at best market rates to protect clients from interest rate volatility over the build period.