The Spire Journal
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Get Access to the Best Rates at your Mortgage Renewal
Stay in touch with today's BEST rates! Take the stress off your list and save money in the process with our new mortgage renewal reminder tool.
Why Use a Mortgage Broker?
Should I use a mortgage broker? Learn more about why you should use a mortgage broker, including the pros and cons.
Should I Switch from a Variable to a Fixed Mortgage?
Should I lock in a fixed-rate mortgage? Locking in a fixed-rate mortgage isn’t the right choice for everyone, and varies depending on market trends and finances.
Can You Get a Mortgage to Build a House?
Is it possible to get a mortgage to build a house? Learn more about the requirements for construction mortgages and how to finance a home build.
How to Buyout Your Partner in a Mortgage in Canada
Buying out a partner in a divorce is a common practice, but how does it work? Learn how to buyout your partner in a mortgage in Canada during a divorce.
Can a Bank Deny Your Mortgage Renewal in Canada?
Can banks deny your mortgage renewal in Canada? Learn more about mortgage renewals and how to prevent your mortgage renewal from being denied.
Does a Line of Credit Affect Mortgage Approval?
How does a line of credit affect your mortgage approval? All types of credit, including lines of credit, impact how much you are approved for.
Do You Need a Mortgage for Pre-Construction?
Do you need a mortgage for pre-construction homes? Learn about the mortgage requirements for pre-construction, plus the pros and cons.
Unlocking the Power of Mortgage Pre-Payment Privileges: A Path to Early Mortgage Freedom
Unlocking the Power of Mortgage Pre-Payment Privileges:
A Path to Early Mortgage Freedom
How Does a Construction Mortgage Work in Canada?
Are you thinking about a construction mortgage? Learn how a construction mortgage works in Canada.
What Is a Draw Mortgage?
Wondering what a draw mortgage is? Learn about the benefits of draw/construction mortgages for building and how they compare to traditional mortgages.
How to Discharge a Mortgage in Alberta
Are you thinking about discharging your mortgage? Learn how to discharge a mortgage in Alberta, including potential restrictions and fees.
Spire’s 2023 Q3 Mortgage and Housing Update
There are 3 parts to our Q3 2023 update:
Alberta Real Estate (from our boots on the ground perspective)
Where the He🏒🏒 is everyone going to live?
Predictions about Mortgage Rates in late 2023 and 2024.
How Long After Bankruptcy Can I Get a Mortgage in Canada?
After bankruptcy, there are many factors that affect your mortgage eligibility. Learn how to get a mortgage as soon as possible after bankruptcy in Canada.
Private Mortgage Lenders Calgary
Looking for a private mortgage lender in Calgary? Learn more about private mortgage lenders and how to choose a private mortgage lender.
How to Get a Mortgage in Alberta
If you’re wondering how to get a mortgage in Alberta, contacting a mortgage broker is a great first step. A broker will guide you through getting a mortgage.
What Is a Vendor Take Back Mortgage?
A vendor take back mortgage, or VTB, is an alternative mortgage type. Learn more about how vendor take back mortgages work and if they’re right for you.
Mortgage Broker Calgary Reviews
When deciding on a Calgary mortgage broker, reviews sat a lot. Take a look at all the 5-star reviews our Calgary mortgage brokers have earned.