The Spire Journal
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Does a Line of Credit Affect Mortgage Approval?
How does a line of credit affect your mortgage approval? All types of credit, including lines of credit, impact how much you are approved for.
Do You Need a Mortgage for Pre-Construction?
Do you need a mortgage for pre-construction homes? Learn about the mortgage requirements for pre-construction, plus the pros and cons.
Unlocking the Power of Mortgage Pre-Payment Privileges: A Path to Early Mortgage Freedom
Unlocking the Power of Mortgage Pre-Payment Privileges:
A Path to Early Mortgage Freedom
How Does a Construction Mortgage Work in Canada?
Are you thinking about a construction mortgage? Learn how a construction mortgage works in Canada.
What Is a Draw Mortgage?
Wondering what a draw mortgage is? Learn about the benefits of draw/construction mortgages for building and how they compare to traditional mortgages.
How to Discharge a Mortgage in Alberta
Are you thinking about discharging your mortgage? Learn how to discharge a mortgage in Alberta, including potential restrictions and fees.
Spire’s 2023 Q3 Mortgage and Housing Update
There are 3 parts to our Q3 2023 update:
Alberta Real Estate (from our boots on the ground perspective)
Where the He🏒🏒 is everyone going to live?
Predictions about Mortgage Rates in late 2023 and 2024.
How Long After Bankruptcy Can I Get a Mortgage in Canada?
After bankruptcy, there are many factors that affect your mortgage eligibility. Learn how to get a mortgage as soon as possible after bankruptcy in Canada.
Private Mortgage Lenders Calgary
Looking for a private mortgage lender in Calgary? Learn more about private mortgage lenders and how to choose a private mortgage lender.
How to Get a Mortgage in Alberta
If you’re wondering how to get a mortgage in Alberta, contacting a mortgage broker is a great first step. A broker will guide you through getting a mortgage.
What Is a Vendor Take Back Mortgage?
A vendor take back mortgage, or VTB, is an alternative mortgage type. Learn more about how vendor take back mortgages work and if they’re right for you.
Mortgage Broker Calgary Reviews
When deciding on a Calgary mortgage broker, reviews sat a lot. Take a look at all the 5-star reviews our Calgary mortgage brokers have earned.
How Late Can Banks Send Mortgage Instructions to Lawyers?
How late is too late for a lawyer to get mortgage instructions? Learn more about mortgage instructions, including what can happen if instructions are late.
How to Switch from a Variable Mortgage to a Fixed Mortgage
How do you switch from a variable rate mortgage to a fixed rate? And should you switch? Learn why and how to change your variable rate mortgage to a fixed rate.
Demystifying the Central Bank's Interest Rate Policy
What is the bank of Canada’s Overnight Lending Rate, how does it work, and what does that mean to my Mortgage Rate?
What Is a B Lender Mortgage?
What is a B-lender mortgage vs an A-lender mortgage? Learn what a B lender mortgage is, including differences in credit score, down payment, and more.
What to Bring to Your Mortgage Broker
What should you bring to your mortgage broker? There are a number of documents you’ll need ready to be pre-approved for a mortgage as quickly as possible.
Can You Get a Mortgage with a Consumer Proposal?
Is it possible to get a mortgage if you have a consumer proposal? Learn the requirements of getting a mortgage during and after a consumer proposal.