You submitted your mortgage application — now what? Here’s what Alberta buyers can expect from pre-approval to keys in hand.

As we move into the second half of 2025, it’s not just the weather that’s heating up—so is the need for sharper, smarter financial decision-making. Whether you're buying, selling, renewing, or investing, this summer is a pivotal moment to check in with your mortgage strategy. Here's what we’re seeing on the ground and how you can prepare with clarity, confidence, and a solid Plan B.

Self-employed in Alberta? Your accountant might be holding back your mortgage approval. Here’s how to fix that—without burning your tax plan.

Worried about the cost of breaking your mortgage in Alberta? Learn how penalties work, when it’s worth it, and how to protect your bottom line.

Amortization affects how much interest you pay and how fast you build equity. Here’s how Alberta homeowners can make it work for them.

Buying your first home in Alberta? Learn how Canadian mortgages actually work—from down payments to terms to rates—in this friendly, expert guide.

Paying off your mortgage early in Alberta? Learn how prepayment privileges save interest, boost flexibility, and cut years off your loan.

How smart Albertans are unlocking their home equity to build wealth and invest in real estate—refinance, HELOC, and strategy tips inside.

Thinking of building rentals in Alberta? MLI Select can help you borrow more, pay less, and grow faster. Here's how to qualify.

Thinking of buying a 5+ unit rental property in Alberta? This investor-focused guide breaks down CMHC-insured multifamily financing, conventional loans, tax strategies, and Alberta-specific advantages.
📞 Call Renee Huse at 403.804.5465 or email renee@spiremortgage.ca for expert advice.

If you’ve ever wondered what a mortgage really is—or felt overwhelmed by confusing terms and bank jargon—this guide is for you. Built for first-time home buyers in Alberta, we explain how mortgages work, what they cover, and how your monthly payments break down. Real examples, real advice, and no fluff.

Is buying with zero down smart in Alberta? This blog shows the real costs, monthly payments, and strategy using borrowed down vs. saved vs. 20%.

Explore 5 lender‑approved ways to borrow your down payment in Canada—with Alberta case study, smart tax & RRSP bonus planning.

Want to buy a home in Alberta but have no savings? This 2025 guide breaks down how to qualify for a mortgage with zero down using smart strategies.

Learn how Alberta homeowners build long-term wealth with real estate using the power of compounding even while they sleep.

Looking to invest in Alberta real estate? Here’s how to spot a smart rental property and why cash flow should come first.

Looking to buy your first rental? Here’s how to choose a great Alberta investment property that cash flows and grows.

First-time home buyers in Alberta can now save up to $50,000 in GST on new builds. This deep-dive breaks down who qualifies, which properties are eligible, and how this 2025 rebate reshapes affordability, especially in Calgary, Edmonton, and surrounding communities.

Planning a contractor self-build in Alberta? Here’s the smart, numbers-first checklist to prep your financing, permits, and credit strategy before breaking ground.

Ready to build your dream home? Learn how to finance land and construction the smart way with tips from Calgary’s best mortgage broker.