The Spire Journal
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How can I pull Equity out of my house?
Pulling equity out of your home can be a good way to access funds for home improvements, debt consolidation, or other financial needs.
Should I pick a fixed or Variable Rate Mortgage?
Choosing between variable-rate and fixed-rate mortgages can be a tough decision, as both have their own advantages and disadvantages. In this blog post, we will explain the differences between fixed and variable rates in Canada to help you make an informed decision.
What does it mean to co-sign a mortgage?
Thinking about co-signing on a mortgage? Here is what you need to know before signing on the dotted line.
Should I purchase Real Estate in a Holding Company?
Purchasing real estate through a holding company in Canada can benefit individuals and businesses. By protecting personal assets from liability, taking advantage of tax benefits, and making estate planning and wealth management easier, holding companies can be a valuable tool for real estate investors in Canada.
What to do if you don’t agree with your City of Calgary Property Tax Assessment for 2023
2023 property tax assessments are currently being mailed out. Do you believe yours is inaccurate? Here is what you can do to appeal your property’s assessed value.
5 Reasons you might purchase a New Build as an Investment
nvesting in a new build can be an excellent decision for many reasons. Not only do new builds come with modern features and energy efficiency, but they can also appreciate in value quickly and are often located in desirable areas.
Should I choose a cost-plus or fixed-price contract to build my custom home?
Fixed price contracts offer the stability of a set budget but may not allow for as much flexibility in terms of changes. Cost-plus or management contracts offer more flexibility but may result in higher overall costs.
Why are there so many different types of insurance and what do they do!?
Default mortgage insurance, title insurance, homeowners insurance - it’s all too much! Spire - please explain!